Terms & Conditions
Conditions of Use
Last updated: July 29th 2021
Welcome to www.countrycreditclub.com and/or its affiliates ("Country Credit Club LLC") abbreviated as (“CCC”) website features and other products and services to you when you visit www.countrycreditclub.com, use CCC products or services, or use software provided by CCC in connection with any of the foregoing (collectively, "CCC"). provides the Country Credit Club services
subject to the following conditions.
By using CCC, you agree to these conditions.
Please read them carefully.
When you use a CCC you also will be subject to the guidelines, terms and agreements applicable to that CCC ("Service Terms").
If these Conditions of Use are inconsistent with the Service Terms, those Service Terms will control.
Please review our Privacy Notice, which also governs your use of CCC to understand
When you use CCC, or send e-mails, text messages, and other communications
from your desktop or mobile device to us, you may be communicating with us electronically. You
consent to receive communications from us electronically, such as e-mails, texts, or notices and
messages on this site or through the other CCC, and you can retain copies of these
communications for your records. You agree that all agreements, notices, disclosures, and other
communications that we provide to you electronically satisfy any legal requirement that such
communications be in writing.
All content included in or made available through any CCC, such as text, graphics,
logos, button icons, images, audio clips, digital downloads, data compilations, and software is the
property of CCC or its content suppliers and protected by United States and international
copyright laws. The compilation of all content included in or made available through any Service is the exclusive property of Country Credit Club and protected by U.S. and international copyright
CCC trademarks include both registered and unregistered marks that may be found on
CCC website and within its software. In addition, graphics, logos, page headers, button
icons, scripts, and service names included in or made available through any CCC Services are
trademarks or trade dress of CCC in the U.S. and other countries.
LICENSE AND ACCESS
Subject to your compliance with these Conditions of Use and any Service Terms, and your payment
of any applicable fees, CCC or its content providers grant you a limited, non-exclusive,
non-transferable, non-sublicensable license to access and make personal and non-commercial use
of the CCC. This license does not include any resale or commercial use of any
CCC Service, or its contents; any derivative use of any CCC Service or its contents.
any downloading, copying, or other use of account information for the benefit of any third party; or
any use of data mining, robots, or similar data gathering and extraction tools. All rights not expressly
granted to you in these Conditions of Use or any Service Terms are reserved and retained by CCC or its licensors, suppliers, publishers, rightsholders, or other content providers. No CCC
Service, nor any part of any CCC Service, may be reproduced, duplicated, copied, sold,
resold, visited, or otherwise exploited for any commercial purpose without express written consent of
CCC. You may not frame or utilize framing techniques to enclose any trademark, logo, or
other proprietary information (including images, text, page layout, or form) of CCC without
express written consent. You may not misuse the CCC. You may use the CCC only as permitted by law. The licenses granted by CCC terminate if you do not comply with these Conditions of Use or any
You may need your own CCC account to use certain CCC, and you may be
required to be logged in to the account and have a valid payment method associated with it.
Payments may be handled by a third-party vendor. In that case, your use will be governed by
separate Conditions of Use. You are responsible for maintaining the confidentiality of your account
and password and for restricting access to your account, and you agree to accept responsibility for
all activities that occur under your account or password.
REVIEWS, COMMENTS, COMMUNICATIONS, AND OTHER CONTENT
If you do post content or submit material to CCC, and unless we indicate otherwise, you grant
CCC a nonexclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use,
reproduce, modify, adapt, publish, perform, translate, create derivative works from, distribute, and
display such content throughout the world in any media. You grant CCC and sublicensees the
right to use the name that you submit in connection with such content, if they choose. You represent
and warrant that you own or otherwise control all of the rights to the content that you post; that the
content is accurate; that use of the content you supply does not violate this policy and will not cause
injury to any person or entity; and that you will indemnify CCC for all claims resulting from
content you supply. CCC has the right but not the obligation to monitor and edit or remove
any activity or content. CCC takes no responsibility and assumes no liability for any content
posted by you or any third party.
INTELLECTUAL PROPERTY COMPLAINTS
CCC respects the intellectual property of others. If you believe that your intellectual property
rights are being infringed, please follow our Notice and Procedure for Making Claims of Copyright
Parties other than CCC provide services or software, or sell product lines through the Country Credit Club services. In addition, we provide links to the sites of affiliated companies and certain other
businesses. If you purchase any of the products or services offered by these businesses or
individuals, you are purchasing directly from those third parties, not from CCC. We are not
responsible for examining or evaluating, and we do not warrant, the offerings of any of these
businesses or individuals (including the content of their Web sites). CCC does not assume
any responsibility or liability for the actions, product, and content of all these and any other third
parties. You should carefully review their privacy statements and other conditions of use.
DISCLAIMER OF WARRANTIES AND LIMITATION OF
THE CCC AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS
(INCLUDING SOFTWARE) AND OTHER SERVICES INCLUDED ON OR OTHERWISE MADE
AVAILABLE TO YOU THROUGH THE CCC portal ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN
WRITING. CCC MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND,
EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE CCC, OR THE
INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER
SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE
CCC, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY
AGREE THAT YOUR USE OF THE CCC IS AT YOUR SOLE RISK.
TO THE FULL EXTENT PERMISSIBLE BY LAW, CCC DISCLAIMS ALL WARRANTIES,
EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF
MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. CCC DOES NOT
WARRANT THAT THE CCC, INFORMATION, CONTENT, MATERIALS,
PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE
MADE AVAILABLE TO YOU THROUGH THE CCC.
TO THE FULL EXTENT PERMISSIBLE BY
LAW, CCC WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM
THE USE OF ANY CCC SERVICE, OR FROM ANY INFORMATION, CONTENT,
MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR
OTHERWISE MADE AVAILABLE TO YOU THROUGH ANY CCC SERVICE,
INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND
CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.
Any dispute or claim relating in any way to your use of any CCC Service, or to any
products or services sold or distributed by CCC or through www.countrycreditclub.com will
be resolved by binding arbitration, rather than in court, except that you may assert claims in
small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply
to this agreement.
There is no judge or jury in arbitration, and court review of an arbitration award is limited. However,
an arbitrator can award on an individual basis the same damages and relief as a court (including
injunctive and declaratory relief or statutory damages), and must follow the terms of these
Conditions of Use as a court would.
We each agree that any dispute resolution proceedings will be conducted only on an
individual basis and not in a class, consolidated or representative action. If for any reason a
claim proceeds in court rather than in arbitration we each waive any right to a jury trial. We also
both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual
By using any CCC Service, you agree that the Federal Arbitration Act, applicable federal law,
and the laws of the state of North Carolina, without regard to principles of conflict of laws, will govern these
Conditions of Use and any dispute of any sort that might arise between you and CCC.
SITE POLICIES, MODIFICATION, AND SEVERABILITY
Please review our other policies posted on this site. These policies also govern your use of CCC Services. We reserve the right to make changes to our site, policies, Service Terms, and these
Conditions of Use at any time. If any of these conditions shall be deemed invalid, void, or for any
reason unenforceable, that condition shall be deemed severable and shall not affect the validity and
enforceability of any remaining condition.
ADDITIONAL CCC SOFTWARE TERMS
The following terms (“Software Terms”) apply to any software (including any updates or upgrades to
the software) and any related documentation we make available to you in connection with
(the "CCC Software").
1. Use of the CCC Software. You may use CCC Software solely for
purposes of enabling you to use the CCC as provided,
and as permitted by these Conditions of Use and any Service Terms. You may not
incorporate any portion of the CCC Software into other programs or compile any
portion of it in combination with other programs, or otherwise copy (except to exercise
rights granted in this section), modify, create derivative works of, distribute, assign any
rights to, or license the CCC Software in whole or in part. All software used in any
CCC Service is the property of CCC or its software suppliers and is
protected by United States and international copyright laws.
2. Use of Third Party Services. When you use the CCC Software, you may also
be using the services of one or more third parties. Your use of these third party services
3. No Reverse Engineering. You may not reverse engineer, decompile or disassemble,
tamper with, or bypass any security associated with the CCC Software, whether
in whole or in part.
4. Updates. We may offer automatic or manual updates to the CCC Software at any
time and without notice to you.
5. Conflicts. In the event of any conflict between these Conditions of Use and any other
CCC or third-party terms applicable to any portion of CCC Software, such
as open-source license terms, such other terms will control as to that portion of the
CCCS Software and to the extent of the conflict.
processing of your request.